International Medical Group
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Buy Patriot America Insurance Online


International Medical Group has designed this plan to satisfy the medical coverage requirements of new immigrants and Green card holders in USA. Patriot America Green Card Insurance plan is a short term plan and provides comprehensive benefits up to a plan maximum of US$ 2,000,000. It also offers pre-existing conditions coverage.
 
Patriot America Insurance

Plan Details

PPO
Plan Life
10 days to 2 years.
Plan Maximum
  • $50,000, $100,000, $500,000, $1,000,000, $2,000,000
Deductibles
  • $0, $100, $250, $500, $1000, $2500 for every injury or illness
Pre-existing Conditions Coverage
For US Citizens Only
Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum;
Up to age 65 without primary health plan - $20,000 lifetime maximum ;
65 years and above with or without primary health plan - $2,500 lifetime maximum
For Non-US Citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
Up to $50,000 lifetime Maximum for age 65 and under.
Up to $2,500 for age 65+.
For US and Non-US Citizens
Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
Up to $25,000 of eligible costs and expenses.
Precertification
  • The insured or the doctor treating the insured must contact the number mentioned in the IMG ID Card before admitting the insured to the hospital or performing a surgery.
  • The billing will be done instantly if precertification is obtained.
Eligibility
  • US Green card holders.
  • If the Immigrant is under 65 years of age: Plan must be purchased within 6 months of arrival to US
  • If the Immigrant is above 65 years of age: Plan must be purchased within 30 days. These requirements are waived if proof of previous valid international travel insurance is provided.
Co-insurance: Within US
  • Treatment received within the PPO Network: Patriot America will pay 90% of the expenses up to $5,000, then 100% up to the Maximum Limit
  • Treatment received out of the PPO Network: Patriot America will pay 80% of the expenses up to $5,000, then 100% up to the Maximum Limit
Renewal
  • Renewed continuously up to 2 years without any break in the coverage.
Optional Coverage
  • Maximum coverage for Adventure Sports is up to $50,000
  • Maximum Coverage for Enhanced AD&D is up to $400,000 only for the primary insured
  • Maximum Coverage for Citizenship Return up to max plan limit
  • Evacuation Plus Rider available up to the age of 65 years
Additional Benefits
  • Hospital Daily Indemnity: $100/night, maximum 10 nights
  • Return of Minor Child : Up to $50,000 if the insured person is hospitalized as in-patient, or dies
  • Return of Mortal Remains : Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
  • Emergency Medical Evacuation : Up to $500,000 lifetime maximum
  • Return of Mortal Remains : Up to $50,000